I have one of the EDD Bank of America debit cards – I can’t use it because their Visa system is down – and it’s been down all afternoon. I first found out about the problem when I tired to pay for my groceries – and the clerk told me my card had been declined. I had to leave the store without my merchandise – HOW EMBARRASSING!!!! I had quite a bit of money in the account and went to B of A – they told me their Visa system was down and I was out of luck unless I wanted cash – there is NO WAY I am going to carry cash – that was around 1pm – it is almost 6pm and it is still down. WTF SO I CANT GO SHOPPING TONIGHT BECAUSE B OF A IS CLOSED!!!!!!!!!!!!