it takes 24hrs to download from the system, and 24hrs to transfer to your debt card. A total of 48hrs

    • Anonymous

      Here’s my experience with California Edd. After I filed my first claim by mail
      11/21, the edd website said I was paid 11/27, but didn’t receive my Bank of America card till 12/4. So after the 1 week “waiting period “ it took another 6 days to receive the BofA debit card. After I got the card I immediately activated it and signed into BofA EDD create an online account and to set up automatic direct transfers to my regular bank’s checking account for every Edd payment. I certify online every 2 weeks and get payment deposited to my BofA card within 3-4 days. Since I signed up to have funds transferred to my regular bank, there’s an additional waiting period of 2-4 days for the funds to be transferred. I haven’t had any problems and the service seems pretty decent to me. But I haven’t worked part time, received any other pay besides Unemployment or had training to complicate matters. I certify ontime (Sunday or Monday at the latest) and have been providing all the details they ask for (for the minimum 3 jobs a week). I also uploaded my resume on CalJobs. They say it’s a requirement to upload your resume and sign into CalJobs within 30 days of filing your first claim. One thing I found annoying is they have a feature to Certify using UI Online Mobile. I don’t recommend using this feature yet. Just certify using their regular website login. When I used their Mobile feature to certify I filled out all the information for 6 jobs I applied to over the 2 week period and after I hit submit, it re-directed me to their website where none of the information was saved, so I had to re-input all the information. Not too fun wasting time, when I need to be looking for work, but it’s a small price to pay in return for what I’m getting. Thanks to EDD I’m surviving. I would be starving and close to losing my home. I’m grateful this service is available for the times we really need it. I’m also getting decent health insurance through Covered California. I got a nice tax break on my premium monthly rate. The healthcare is less than I was paying through my employer. My previous employer didn’t offer Cobra when I got laid off.

  • vp

    My own experience was about three and a half weeks. You’ll get mailed reading materials with information about the program rules and regulations, a notice about your benefit amount, and a continuing claim form. There is a one week waiting period. In my case, my first check came the same day as a separate notice that I was required to have a personal interview at a local service center (about 8 miles away). My interviewer was a really nice guy and I was told the personal interview was by random. Lucky me! Anyway, mine took about 3 1/2 weeks.

  • Anonymous

    The truth…… Nobody knows, and prepare yourself for the most unpredictable, rogue and horrible semi-insurance failed organization. READ above is right since he somehow works for the EDD, but in reality the proper answer would be “Unknown”. Your payment processing could take anywhere between 48hrs. to six months to never. You can survive the EDD’s nightmare if you avoid part time jobs and have at least six months of savings ahead. The EDD is NOT RELIABLE and employs the worst garbage in the human workforce. Good luck, you’ll need plenty of it during these difficult times.

  • Anonymous

    I agree with the above comment. It’s unpredictable. In my own case, I certify on Sunday morning and receive the money in my BofA account on Tuesday morning, unless the prior Monday is a holiday.

    As to working part-time … I was advised by an EDD employee at my local One-Stop that if I reported part-time wages, I would be making someone’s job at the EDD more difficult. I guess you have to read between the lines.

    I don’t have the same level of anxiety as some do with regard to the EDD’s timeliness only because I have savings. The system is not reliable and it’s not meant to be pleasant or easy – obviously to discourage dependence.

  • Anonymous

    I agree as well – I hope the OP gets their money on time but the last few months have been a crapshoot and unfortunately many people don’t have a safety net. I have not been paid and I have had to pull money out of nowhere to scrape together my rent due to the EDD’s carelessness and non existent customer service.


      For real dude. So have we. It’s just ridiculous you have better luck calling your card in stolen and having the money wired to you.. it’s faster that way

      • Erah

        How would they wire it I’ve waited 2months already I got paid for 3 claims already and no debit card so I can’t get the money . I was wondering if I could just go to Bank of America and retrieving the money

        • Duayne Howard

          Let me save you some more B of A-hole nightmares. No card, no cash. They will tell you that they do not maintain the account, only provide ‘access’ to it. They will tell you that they do not have access to any of your account info, balance, etc.; if you want to withdraw, you have to know the exact amount in your account. Then you will have to print your name, address, phone and sign the receipt before they will get your cash. But you NEED the EDD DEBT (yes, ‘debt’) CARD. Sorry. That’s how much they suck ass. My gf just opened her first claim, and she had to request her EDD Customer Account#, and then request a new card b/c the initial one did not show up after 10 ‘business’ days. New card arrived in less than a week.

          oh yeah; almost forgot this one: I made a comment about Gov. Brownstain’s ineptitude and the ‘lady’ on the phone eloquently advised me that EDD is a federally funded program. So.. uh… forget trying to make any sense of it at this point.

        • Mara Cullen

          There’s a toll free number that I just called today because I haven’t received my debit card yet and I have money that I’d like to get.
          Apparently it’s through western union and a fee of $15 and a 4-5 HOUR wait and the cash is in your hand, without the card!

          • Sam

            @MaraCullen What’s the toll free number you called and how long did you wait after the “payment” was “received’? I just found out that EDD “paid me,” but have not yet received my debit card. I don’t know how long I should wait before seeking other measures to actually secure my “paid” funds. Based on various forum responders, it appears the amount of time it takes to receive your EDD card ranges from ~ one week to —> never. Just wanna make sure I’m not waiting longer than is necessary before taking the next steps.

          • Mara Cullen

            Google the EDD bank of American number, sorry I don’t have my card near me, but u will find it . Get a human on the phone, apparently they’re always available anytime. Tell them u have $$on ur card but no card yet. They’ll western union your money, it takes like 4 hours. I

          • Mara Cullen



          you can call bank of America EDD customer service at 1866-692-9374 and ask them to send ur money through western union there is a $15 fee but you can pick it up within 2 hours

  • Jen

    I have been calling in my claim forms every sunday and have my money on my own checking account by wednesday, since the phone option was out last July 2010. Never have any issues.

  • Anonymous

    When do you all that use Web-Cert usually receive your claim forms? I received my deposit on time, but I have not received a claim form. I’d like to know my remaining balance.

    • Guest

      Good question! Its also an unknown. When the system worked and EDD had a full staff, claimants would receive their next claim form (after a deposit) about 1-2 days before next certification.

      Now, you may get claim forms on time, or it may be late, or you may never receive it, or you may be told that claim forms have already been sent, but you still don’t receive them. I have experienced ALL of these cases (like many people here) in the past 3 months. LOL

  • Jason

    My mailed claim forms aren’t dependable. I use the web-cert because it’s quicker (don’t have to wait for snail mail to deliver my claim). Besides, most of the time my paper claim form comes days after I should file.

    Generally, I used to file online Sunday morning and receive money in the B of A account Tuesday morning. Lately, I file Sunday morning and have my money Wednesday morning. That’s only if B of A doesn’t screw up, which they sometimes do. When that happens, it’s another 24-hour delay…

    This week, web-cert is not working (I posted a new topic today). Had to file by telephone. I have no idea if I’ll receive my pay “on time” — Tuesday or Wednesday — or not.

    I absolutely despise EDD and it’s inherent nonexistence of customer service. I mean, if your website’s down, a page saying “Web service is down, please file by phone” should be in order. They are crooks, Bank of America is a bunch of life-sucking thieves, and as I result I’m leaving the country in two weeks — not to return.

    That is, if I get the compensation owed to me. I feel bad for people that have children going hungry as a result of EDD and their mismanagement. A disgusting, crooked organization.

  • Anonymous

    @Jason, I agree with you. I am counting the weeks I am through with this. I can’t even imagine what parents of young children go through.

    Good luck with leaving the country! I myself am trying to develop a specific skill set so that I can find a job in another country.

  • Art C.

    I certified on Tele-Cert like I always do. This time on Monday cuz I totally spaced on Sunday. It is 3am Saturday and I have not received a penny yet. Its a waiting game from Hell!!!

  • bill

    I’d find it usually takes 48 hours.

  • Claire

    EDD is sooooo useless!!! Everything takes forever in a day with them and you can easily slip through the hole if you don’t follow up on your claim, they’re not here to help people in need. I had to call them for a interview 3 months past finally approved. But over the waiting period never received a certification form so I have to wait for a paper cert form to come what the hell?….If its not one thing its another with EDD!!! I would give anything for a stable, secure full-time CAREER!!! So over the bull!!!

    • ispeakthetruth

      Perhaps, if you learned to use proper grammar, and spelled words right, you would have better luck finding a job.

      • CallingOutDouches

        That was two years ago. Shut the fuck up. Her spelling and grammar was fine. Just a shot in the dark but you lost your job by being a dick right?

        • ispeakthetruth

          Haha no honey, nice try! And you should have written, “Her spelling and grammar WERE fine.” Since you are referring both to her spelling AND grammar, you would use the word “were” vs “was”.

          And I didn’t “lose my job”. I quit after my contract ended and the only thing available was an entry level job. After being asked to take a pay cut of more than 50% resulting in a non-sustaining wage, I decided unemployment would pay more than what they wanted me to take (double digit wage down to single digit wage), and I would make more on unemployment in the meantime.

          Not that I owe you any explanation, but there you go.

          And look, I was civil the entire time, and didn’t feel the need to resort to name calling.

          Imagine that!

          • guest

            lol, you’re such a dueche.

          • also a guest

            hahaha! for sure, lol – That was great.

          • JENNYS jems

            How long did it take you to write all this crap properly?? Lol. In that time i got my laundry done, vacuumed the house and made dinner. Lol.

          • Yetanotherguest

            Haha! Seriously! Who has the time to be politically correct? The person got the point across. Douche! Imagine THAT!

          • Janet Burns

            I am a writer and published author and yet I wouldn’t have said anything about what she wrote. The purpose of this thread is to discuss EDD topics, not to criticize spelling and I find that frequently this happens when a person wants to feel superior. Just sayin’! Oops, don’t call me out on ‘sayin’!

          • Ha… we wrote almost the same exact thing! Great minds think alike. No surprise this grammar Nazi wasn’t offered a better job by the company with that attitude. I bet they were just waiting for that contract to expire.. lol.

          • Janet Burns

            I just think it was petty, just because you use proper grammar or spell words right doesn’t make you better than anyone else. I guess some people feel better criticizing others. That’s an indication of unhappiness and frustration. It didn’t help this thread either by bringing out indignation and anger but there are always those kind of people in threads. If waiting around for money from the government wasn’t bad enough, now we have to deal with people who think they are superior. Okay, I’m done with this, just wanted to put in my opinion. Hope I spelled everything right! LOL

          • You do realize this is a help forum, right? It’s not a place for you to TRY to be superior to people by randomly criticizing them. You added nothing to this discussion, except for poison. Get a life.

        • jennysjems

          Cell phones mess up all the time with the small key boards.

        • Wiseguyy007

          “Her spelling and grammar (was) fine” go get your GED first then you can talk trash.

      • jennyjems

        Omg!! I hate when people f n say this…IT’S NOT A FREAK N SPELLING B!! SHUT UP!! Who thefuck wants to waist ttheir time on a stupid forum making sure their spelling and grammar is correct. Seriously! Get a life!

        • mark


          • also a guest


      • ojeezy316

        Your life must suck.

  • geo

    Just a quick question: I had to mail in a paper claim as had some issues with EDD for december ending. I mailed claim on 16 January to EDD. Any idea what the turn-around time is before it gets on my debit card? Sorry if this seems foolish – i usually been able to tele-cert and now one time have to mail in. Thank you for responses!

  • broody

    Only 2 days… I get my money on Tuesday morning-afternoon if I Web-Cert on Sunday. It’s incredibly fast, unless you screw up and click that you didn’t look for work or something.

    • Edd is retarded

      I normally mail on Saturday and I get my benefits Monday night at 9pm (Tuesday 12am on east coast) but I missed the post office and need my benefits ontime so I web cert on Sunday at 1pm but still nothing and it’s wed. I went online and signed into web cert and it says submitted 11th (tue) so for all the people saying it takes 48 hours does that mean 48 he’s from the 11thh so Thursday??? I’m just so mad because I’d I just mailed it on Monday I’d have it by now on Tuesday night 9pm

  • Amorrell

    I did my Web-cert this Yesterday(Monday), I will post when I receive my benefits.

    • WhEnDD

      I did the same. It was my first time using Web-cert. I have used both mail and Tele-cert. I will also post to confirm when mine get posted to add additional information to the thread.

  • Drew

    Anyone getting WEB-CERT payments late? I certified Sunday and last time got it MONDAY! Now it’s Tuesday and I haven’t gotten a thing….Is it delayed?

    • heather

      same thing is happening to me.
      I called Sunday AM, and nothing today Tuesday.

      • Tonika

        I am waiting as well and things are due in two days..stress level high!!

        • romeo80

          I’m glad I’m not the only one, I remember reading about some budget cuts at the Edd office, and this was gonna increase processing time

        • Ruby

          I applied Sunday afternoon, usually get it by Wed, but still nothing!!!!!!!!!

    • flower

      I’m in ur situation .. I submitted my claim sunday morning and usually I get my money on tues morning but this time I haven’t gotten nothing ! And tmrw is the first of the month !! Rent and bills due ..

  • Elisabet

    Ok, so it’s not just me. Everything was going well for the past four months. I certify via phone on Monday, money in BofA card Tuesday, money transferred to my account Wednesday. But not this week. Maybe the processing system just slowed down due to budgets cuts, I hope that’s all. Omg! Rent and car payment due soon.

  • Mr Angry

    I was made unemployed over a month ago on September 17th. I went straight to the EDD office in Marina del Rey, CA as it was 5 minutes away from where I used to work and went online to file my claim. I was told by the arsehole in there that I would start receiving cheques in 10 business days from when I applied. It is now FOUR WEEKS since I initally filled out the online forms and I’m still waiting to receive a cheque from them! I’ve treid to call them on their 800 number during 8am and noon and all I get is a recording saying they do not have enough staff to take incoming calls! Their website is a joke as it provides no information whatsoever if you have been waiting as long as I have! I am at the point where my cellphone has been disconnected and I am behind with my rent, because these arseholes can’t get their fucking act together!

  • kandynails

    I submit my certification form on 12:01 am on due date and they don’t deposit $ on the b of a debit card until about 10 pm its ridiculous.

    • shawn

      Instead of counting down the days and complaining get a job. It seems like some people just completely run through their entire unemployment whining and complaining instead of WORKING. I admit that the process is severely flawed and that the edd is frustrating as all get out, but it’s used to help bridge gaps from employment, not for a free vacation.
      I know some of you use it as it’s intended, and that it’s frustrating and definitely not user friendly, but complaining about a govt subsidized program that helps you in the end, is not necessary. I have been unemployed for a month and it’s very difficult recouping those 3-5 weeks worth of unemployment. I was on unemployment for a few months a couple years ago, and this was common practice.
      Mr Angry as far as that go’s you will NOT get checks in 10 days, you might get your claim form in 10 days, but if you read the edd website, which EVERYONE should you will see that to be the case.
      A little tip, if you are sending in claim forms send them Saturday morning , by the time they get where they are going you should have your check by Wednesday most weeks. This is a service that can save most of us, and you can complain all you want, but when those checks start rolling in and all you have to do is sit on the phone for afew hours or jump online to webcert you’ll be quite thankful….

      • john

        Fuck you mother fucker. Answer the question at hand rather than saying get a job. Go to an unemployment center and tell people to get a job… they will rob you and kill you. Fucking punk bitches like you don’t deserve jobs.

      • brianguy

        it’s not a “government subdized program”, it’s INSURANCE paid for by a premium that’s sent in by employers every time you get a paycheck. and you jump through 10 hoops just to get a fraction of your previous salary in return (about 1/3rd). I’m unlucky enough to have to use this program for the first time in my life, but my employers have been paying in on my behalf for over 20 years. and they won’t even send me a statement so that . BTW I’ve been looking for new work (hard) for 3 months…way before my last job ended.

        • Seriously… we should be SO thankful for getting a breadcrumb thrown at us in an untimely & rude fashion, after we pay into it, and work hard each year for most of our lives. We’re so lucky that the government gives us a fraction of our earnings, when the job market is crappy, and underpays almost everyone (degree or not), and has no loyalty whatsoever to it’s employees. I guess it’s my fault that the company I work for mismanaged their business so badly, that they had to lay people off without warning.

      • ojeezy316

        Eat another doughnut and die you fat fuck.

      • Dumb Democrat

        I have applied for over 900 jobs. Only one job interview and no offer. I have a degree and solid work history. Sad in California. You have to be brown to get hired.

  • Tiger Lily

    Its very rare that I post on threads, but I have to say that my first experience with EDD hasn’t been a bad one at all. I’ve never been on UE before, and after working with my previous company for 2 years, my friend suggested I apply just to make sure I could get by until I started working again. I submitted my initial claim online, and within 1 week I was sent the mail-in claim form by post. I filled it out, sent it in on a friday and I had my edd card and benefits (minus the 1-week ‘waiting period) by next thursday. Once I received my debit card, I enrolled in the online web cert– which I’ve just completed the first one, so we’ll see how long it takes to deposit. One thing I noticed was strange– the mail-in cert had a section where I entered a list of potential employment opps I’d applied to, but the web-cert did not. I don’t know if I did anything wrong– I checked “yes” to the question of whether or not I looked for work. Guess I’ll have to wait a few days and see. I’ll try to update in a couple of days.

    • OK, but you DO realize that the vast majority of people who go through this get completely hosed, right? Let me tell you about my EDD experience, as this is my first time using it too.

      It has been BY FAR the most frustrating experience of my life. My interviewer was totally condescending, and rude. She kept trying to trick me into saying I quit, when I told her repeatedly I was laid off.. she actually said “something isn’t right here, and I am going to get the real story from your employer”. Then, after she calls my employer, and they verify that I was laid off, and I am found eligible… she “conveniently” forgets to enter key information into the system, which delays any payment from being issued to me.

      Since the EDD will not let you talk to anyone directly on the phone, I finally had to resort to looking up a “trick” way of getting someone on the phone via the internet, by calling the Vietnamese EDD line. At which point, I finally got someone on the phone, and they made me aware that they had made a mistake. Mind you, nobody on their end EVER followed up to see if my claim had been approved, or not, until I called. It just sat on her desk.

      Then, they transfer me to the person handling my claim, and hang up on me after I held for an hour. By this time, it’s past 12pm, and they stop taking calls after that time. I call back the next day, and go through this again with some of the rudest people I have ever dealt with in my life (and that’s saying a lot, because I worked in a call center for 2 years). Not one person apologizes for THEIR mistake, and treat me like a second class citizen. They keep transferring me to the case workers voicemail, which says “Leave your name & number, and I will call you back”. She doesn’t return my message in an entire week. I call back, and finally get her supervisor to walk it over to her desk (who I have spoken to at least 3 times by now, and could have been done the first time I called, but she’s rude & lazy!), and they finally fix the error.

      But then, Bank of America doesn’t send me my card for over a week. I miss my rent, which cost me $150.00 in late & overdraft fees (my savings had been exhausted, because they didn’t catch their own mistake for two months), and I end up paying over $300 in late fees combined for all my other bills. This was at Christmas too, so I was completely broke, and couldn’t by my family any presents, which was super embarrassing, as I have always been able to do that. Not to mention… for the guy above… I had been looking for a job non-stop, but nobody wanted to hire during the holidays. The EDD is a total friggin’ sham, and as shady as they come. Nuff said.

  • jess91744

    i submitted my web cert on sunday morning 12/21/2014, i will repost when i recieve it, its monday 12/22/2014.

  • jess91744

    so far its been 24 hours since i submitted my web cert , hopefully its true that it comes in 48 hours. ill repost when i get it.

    • Joey

      I submitted online on 1/4/2015 and have yet to receive anything. Wish I just would have done the claim form by mail. A person I know who used the claim form did end up getting her deposit on time.

  • bri78

    I’d rather collect cans. EDD is the devil. You are being cautiously warned thanks to the modern day Internet and this website. If you can at all, find another way or you will pay for making the deal with EDD state of California Crooks.

  • Christopher Smith

    Umm, Waiting period? What the hell is this? Waiting for what? None of the
    ‘laws’ outline what this REALLY is…

    So, in general, its just a way for EDD to get out of paying for a week of benifts

  • N42ddd

    i certify first thing sunday morning and the money is in my bank 2 days later by tuesday morning.

    • Mike Mathers

      I certify aunday and get paid by 8pm Monday…

  • lisa

    I once certified online on a Tuesday and got it early in the morning the next day (Wednesday). Im not really sure about weekends. I wonder when ill get my money deposited on my b of a card. Hopefully early tomorrow morning

    • Mike Mathers

      As i said above, i certify Sunday and get paid Monday between 7-9pm. So it takes about 24hrs.

      • Janet Burns

        Is this short term disability or unemployment? I was talking about short term disability, I just posted for the first time on here a few minutes ago.

      • Mass 3

        @Mike Mathers, On that Sunday you certified do you remember what time that was???

        • Mike Mathers

          Unfortunately i dont remember.

          However, i hardly EVER certify @ the same time each sunday because i forget. Once i certified @ 12:15am Monday and got paid around 7:30pm same day. So, i dont think that the time of day that u certify corresponds to the time the payment is processed if certifying on sunday.

          Im sure theres a cutoff time on monday for processing payments to be received the same day.

          Maybe u can start a new thread asking about these things and hopefully one of the EDD workers who frequents this site will reply.

    • Mass 3

      Hey, what time did you certify??? I certify Mon.
      and hope to get it Tues.

  • Janet Burns

    Its been 3 weeks since I broke my foot and I was approved for short time disability and 5 days afterwards I got the edd debit card but i’ve been checking and there is no money. I had to reorder the card cause I’d had an accident a year and a half ago and didn’t know I was supposed to keep it but I have it and yet no money. Last time by the time I got the card the money was already on there. I got the paperwork along with the card but I’d filed on line and it was approved. I can’t call because they just say wait 14 days and then I can talk to someone. This is frustrating since it’s right before christmas. It hasn’t been a case of 48 hours as ‘Read’ said.

    • Janet Burns

      Guess no one comes on this site anymore. However; I do have an update to my edd situation. The day before xmas eve I took a chance and called them and it said my payment had been approved and on xmas eve it was in my account but the payment was for 2 weeks and not one plus the 7 day waiting period. I had the 7 day waiting period but it was approved the day before I called so that would have been 2 weeks and 2 weeks is what I was paid for. I’ve never heard of waiting until it was 2 weeks, usually they one send you one week but perhaps since I waited so long they just paid me what they owed me. Last time, a year and a half ago I only got one week so this is information for anyone who is going through something similar.

      • Mike Mathers

        People come on this site daily.

        This is an old thread.

  • Janet Burns

    So I already got my first payment from them and it was for 2 weeks and one day, they held back a week but they actually paid me for 2 weeks and now i’m on automatic and it was qualified today so how long does it take for automatic payments to hit debit card? I’m going back to work next week but bills are piling up. I’m assuming tomorrow? I’d called in on the day before xmas eve and it said it was processed and by the next day the money way there.

  • Mike

    CA-EDD, summited 5/6/16 – online still says pending? – normally in less than 5 min was getting paid, and then got in the bank in 48hrs… they had issue giving maintenance today… hoping this solves the Pending issue? any one had similar Online issues

    • Jay52

      Wow is this for unimployment? Do you file on the day where they require you to send recertification or do you wait a bit? I certified early sunday morning around 2:00 Am and im hoping to get it tomorrow maybe…but 5 mins is very convienent something edd doesnt.knoe about lol

  • Bennett Von Bennett

    well – not that READ is still here anymore – but I hope he’s well paid to be a shill for EDD.
    I find this whole system so intolerable that’s it’s a wonder no one has gone up to Sac and tried to go postal on these people .

  • David Perch

    Hello I am perch David I work with E loan finance located in New York,USA as a senior loan consultant. My company is currently giving out loan at a cheaper and affordable interest rate of 3.5 percent ranging from $2000.00 to $250,000.00 dollars without credit check. For more information on how to get the loan email me via perchdavidq2@gmail.com thank you

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